Republic, Missouri
Roof replacement, roof repair, siding, gutters, and hail damage insurance claims for Republic homeowners — from a licensed, insured contractor based in Nixa, not a storm-chasing crew from out of state.
Republic is a steady part of our work, including full exterior packages where the roof, siding, and gutters all needed replacing after the same storm.
Republic's growth means a lot of homes hitting the 15-to-20-year mark at the same time. That is exactly the age where a hail event turns a tired roof into a claim.
It depends on how much of the roof is damaged and what your policy says. In Missouri, most homeowner policies cover hail and wind damage. If an adjuster finds enough hits per test square, the carrier typically pays to replace the slope or the roof rather than patch it. If the damage is isolated, they pay for a repair. We document the roof either way and give you the honest read — a repair does not become a replacement because it is easier to sell.
A typical Ozarks house is one day for tear-off and install, plus a cleanup pass. Bigger or steeper roofs, or homes with multiple layers, run two days. Weather is the only wildcard, and we would rather move a start date than dry-in a roof we cannot finish.
Yes. On an insurance-funded roof, your deductible is your part of the job — that is the law in Missouri, and any contractor who offers to "eat" or "waive" it is asking you to take part in insurance fraud. We will never do that, and you should not hire anyone who will.
Free inspection, honest scope, and a written estimate you can hand to your insurance company. No pressure, no sales theater.
